HELPING YOU BUY WITH CONFIDENCE

FROM START TO FINISH.

The right loan officer makes all the difference!

I help first-time buyers, growing families, and seasoned homeowners navigate the mortgage process with clarity, speed, and zero confusion.

With a background in finance, compliance, and real estate operations, I know how to structure deals the right way.

Apply Today!

GUIDANCE YOU CAN TRUST...

& A Process You'll Understand!

With a background in finance, compliance, and operations, Shea helps buyers navigate the mortgage process with clarity and confidence. Whether you're purchasing your first home, moving up, or refinancing, she focuses on making the experience smooth, transparent, and stress-free.

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WHY WORK WITH SHEA

Financial Expertise That Works For You

With 12+ years in finance and auditing, Shea understands how to structure loans properly and anticipate challenges before they arise.

Clear Communication From Start to Finish

You'll always know where you stand. Shea prioritizes transparency, responsiveness, and making sure you feel confident every step of the way.

Local Knowledge + Real Estate Insight

Living in Green Cove Springs and working closely with local agents, Shea understands the market and helps guide you through every stage of the homebuying journey.

MEET YOUR LOAN OFFICER

Shea Sherman is a Mortgage Loan Officer dedicated to helping individuals and families confidently achieve homeownership. With over 12 years of experience in finance and 17 years in customer service and operations leadership, she brings both technical expertise and a relationship-first approach to every transaction.

Before transitioning into mortgage lending, Shea worked in financial auditing, housing compliance, and credit union operations. This experience allows her to anticipate challenges, streamline approvals, and provide thoughtful guidance tailored to each client’s unique financial picture.

Originally from Indiana, Shea relocated to Florida in 2020 and now lives in Green Cove Springs with her husband, a local realtor, and their two young children. Her close connection to the real estate industry gives her a well-rounded perspective and helps create a seamless experience for both clients and agents.

Apply Today!

VA HOME LOAN SPECIALIST

Helping Veterans Buy With Zero Down

No Down Payment Options Available

Eligible VA buyers may purchase a home with no down payment, helping you get into a home sooner.

No Private Mortgage Insurance (PMI)
VA loans do not require monthly PMI, which can significantly reduce your monthly payment.

Flexible Credit Guidelines
VA loans offer more flexibility than many conventional loan programs.

Competitive Interest Rates
VA loans often provide some of the most competitive rates available.

ASK ME ANYTHING

How long does pre-approval take?

In many cases, pre-approvals can be completed within 24 hours once your information is received. Shea focuses on making the process fast and straightforward so you can start shopping with confidence.

What credit score do I need to buy a home?

Credit requirements vary depending on the loan program, but many buyers qualify with lower scores than expected. Shea will review your credit and help determine the best path forward.

How much house can I afford?

Your budget depends on income, debts, credit, and loan options. Shea will review your numbers and provide a clear understanding of your price range and monthly payment.

How quickly can we close?

Closing timelines vary, but many loans can close in as little as 2–3 weeks depending on the scenario. Shea works proactively to keep everything moving smoothly.